When Is a Survey Really Worth It? (Cost vs Risk)

Jan 23, 2026By Louisa McAllister
Louisa McAllister

When Is a Survey Really Worth It? (Cost vs Risk)

If you’re buying a property — especially an older or non-standard one — a survey is rarely wasted money. While it’s tempting to skip it on a seemingly perfect home, defects can hide in plain sight. Costs for repairs like damp treatment, structural reinforcement, or roof replacement can run into thousands.

A survey turns uncertainty into information. It helps you:

• Avoid unexpected repair bills
• Negotiate price based on defects
• Plan maintenance budgets
• Make informed buy/no-buy decisions

The cost of the survey is small compared to the potential cost of discovery after exchange.